They say the dog is mans best friend and for millions of pet owners this is true and if your beloved dog were to suffer an accident or needed treated at the vets it could run into hundreds of pounds.

While of course you would not hesitate when it came to getting your dog treated, you can make life faster by taking out dog insurance.

According to the RSPCA, just 17 per cent of dogs and 11 per cent of cats are covered with pet cover - so a large proportion of animal lovers could find themselves out of pocket in the event of an accident of illness.

“Even basic health checks and things like that - they all cost money,” the spokesperson said. “We think it’s really imperative that people do take out cover.”

While pet insurance would policy type any treated for illness and accident it also covers a lot more, for instance if your dog were to be the cause of an accident, for instance if a car swerved to avoid hitting your dog and the car was damaged the insurance cover would product the cost of repairs. Dog cover would also policy type any legal costs and liability for damage caused by your dog.

What is actually covered in the insurance product can vary and so it is necessary to not only browse for low cost premiums for the cover but also for the best possible deal. Using a specialist website will allow you to get several different quotes from some of the top UK Insurers and all quotes should come with the key facts of the insurance product attached.

There are different extras which you should look out for that can be included in life cover and some of the best quotes for pet cover will payout for such as boarding fees, rewards to get your pet back if they are lost or stolen and even death benefit.

Extra product could include paying for boarding costs for your dog, offering a reward if your dog should be lost or stolen and paying for accidental damage or liability damage if your dog should be involved in an accident which causes others damage.